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1 hour and 33 minutes on the phone, and no one has picked up the phone. Still waiting. Very long wait times every time. This is not a government company, but they have become horrible. Terrible ...

Brian Beers is a digital editor, writer, Emmy-nominated producer, and content expert with 15+ years of experience writing about corporate finance & accounting, fundamental analysis, and investing.

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Marguerita is a Certified Financial Planner (CFP), Chartered Retirement Planning Counselor ...

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